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Take advantage of specialized financing programs for rural America

The Guaranteed Rural Housing program offers a variety of benefits, such as:

Finance full purchase price plus closing costs up to 102% of appraised value
6% seller concessions for closing cost assistance
No post-closing reserve requirement
Not limited to first-time homebuyers
No monthly mortgage insurance
One time guarantee fee at closing which keeps monthly payments lower than FHA

Click on the Property Search or North Georgia Lending Listing System to view homes that have been pre-screened and qualify for this 100% loan program.

Click Apply Now to select an option convenient for you. You can fill the application out on-line which will take 5 to 15 minutes or call us at 678-455-8051 to have a loan officer contact you.

This is not a complete list of homes that qualify, please call North Georgia Lending at 678-455-8051 if you want us to verify a property address. All products are subject to credit and property approval. Program terms and conditions subject to change without notice. Other restrictions and limitations may apply.