Take advantage of specialized financing programs for rural America 

The Guaranteed Rural Housing program offers a variety of benefits, such as:

• Finance full purchase price plus closing costs up to 102% of appraised value
• 6% seller concessions for closing cost assistance
• No post-closing reserve requirement
• Not limited to first-time homebuyers
• No monthly mortgage insurance
• One time guarantee fee at closing which keeps monthly payments lower than FHA

Click on the Property Search or North Georgia Lending Listing System to view homes that have been pre-screened and qualify for this 100% loan program. 

Click Apply Now to select an option convenient for you.  You can fill the application out on-line which will take 5 to 15 minutes or call us at 678-455-8051 to have a loan officer contact you.

This is not a complete list of homes that qualify, please call North Georgia Lending at 678-455-8051 if you want us to verify a property address.  All products are subject to credit and property approval. Program terms and conditions subject to change without notice.  Other restrictions and limitations may apply.

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North Georgia Lending - 6730 Browns Bridge Road Suite 200 - Gainesville, GA 30506
Office Phone: (678) 455-8051 Fax: (678) 455-8052 Cell Phone: (770) 364-3943

We lend in the following states: GA

Georgia Residential Mortgage Licensee #18863

NMLS# 168398

Kathy Johnson NMLS# 168776

Jack Updegraff NMLS# 211180

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