Are you a homeowner with a VA loan interested in refinancing for a better rate or to get cash back in exchange for some of your equity? There are a few types of VA refinance to consider, each of which has unique advantages for different borrowers. In this week’s blog from North Georgia Lending, we’ll… [Read More]
If you’re interested in refinancing your mortgage, a good place to start is to look at the pros of different refinance options to see if they’re worth your time and effort. Refinancing has many purposes: some borrowers refinance to lower mortgage payments, others want to pay off their loans faster, and still others refinance to… [Read More]
Finding a great home at the right price with a competitive loan is hard to do alone. When you work with skilled, local professionals, the process is much easier. The team at North Georgia Lending are mortgage pros with top national lending partners with the most competitive interest rates and flexible terms. We work closely… [Read More]
For many would-be homeowners, raising the cash for a down payment is the final hurdle to overcome before buying a house. In this week’s blog from North Georgia Lending, we’ll discuss some tips for saving for a down payment. How much you’ll have to save depends on the type of mortgage you get. Some conventional… [Read More]
It’s hard to get approved for a mortgage with bad credit. Even if you’ve raised enough funds for a down payment and have a steady income, a bad or poor credit score often means you either won’t get approved for home financing or you’ll be stuck with bad terms or high rates. Improving your credit… [Read More]
Obtaining a VA Certificate of Eligibility If you’re interested in purchasing a home using a VA-guaranteed home loan, one of the first steps in the process is to obtain a Certificate of Eligibility (COE). A valid COE is required by all applicants hoping to secure a VA loan. In this week’s blog, we’ll look at… [Read More]
Mortgage Brokers vs. Lenders: What it Means for You Whether you’re a first-time homebuyer or a seasoned purchaser, it’s important to know your options when it comes to home financing. Mortgage brokers and private lenders are two key types of players who directly and indirectly lock down a loan for purchase or refinancing. In this… [Read More]
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